| Answer | Crossword Clue |
|---|---|
| ATM | Convenience in a cash-only business |
| clearinghouse | A bankers' establishment where checks and bills from member banks are exchanged, so that only the balances need be paid in cash |
| FREEMIUM | Business model in which only the deluxe version of a product costs money |
| civilisations | The comfort and convenience of modern life, regarded as available only in towns and cities |
| civilization | The comfort and convenience of modern life, regarded as available only in towns and cities |
| civilizations | The comfort and convenience of modern life, regarded as available only in towns and cities |
