| Answer | Crossword Clue |
|---|---|
| HMOS | Group insurance grps. |
| HMOS | Insurance grps. |
| HMOS | Medical insurance grps. |
| LLOYDS | Insurance group |
| HMO | Med. insurance group |
| TONTINE | Group life insurance policy. |
| TEENDRIVER | One in a high-risk insurance group |
| policyholders | A person or group in whose name an insurance policy is held |
| policyholder | A person or group in whose name an insurance policy is held |
| subrogation | The substitution of one person or group by another in respect of a debt or insurance claim, accompanied by the transfer of any associated rights and duties |
