| Answer | Crossword Clue |
|---|---|
| novated | NOVATE, to substitute a new obligation for an existing one |
| novation | the substitution of a new legal obligation for an old one |
| novations | NOVATION, the substitution of a new legal obligation for an old one |
| novation | the substitution of a new obligation for an old one, usually by the substitution of a new debtor or of a new creditor |
| planning | The control of urban development by a local government authority, from which a license must be obtained to build a new property or change an existing one |
