Answer: pooling

AnswerCrossword Clue
POOLINGCombining, in a way
POOLINGCombining, as resources
POOLINGCentralizing resources.
pooling(of blood) Accumulate in parts of the venous system
pooling(of water or another liquid) Form a pool on the ground or another surface
poolingPOOL, to contribute to a common fund