Answer: umbrella

AnswerCrossword Clue
UMBRELLA

One may hold it over your head

UMBRELLA

Rappish Rihanna hit

UMBRELLA

Sun block, at times

UMBRELLA
Insurance purchase
UMBRELLA
Elementary protection
UMBRELLAIt goes up in a downpour
UMBRELLABeachgoer's accessory
UMBRELLABeach sight
UMBRELLARainy-day need
UMBRELLABeachgoer's sun protection
UMBRELLAProtection from sun and rain
UMBRELLAAll-encompassing
UMBRELLARainy-day take-along
UMBRELLAGolf-bag accessory
UMBRELLAGolf accessory
UMBRELLASymbol of appeasement.
UMBRELLASymbol of Neville Chamberlain.
UMBRELLASomething for a rainy day.
UMBRELLATree
UMBRELLAKind of insurance policy
UMBRELLASymbol of protection
UMBRELLASidewalk cafe sight
UMBRELLAPortable sunshade
UMBRELLARibbed cover
UMBRELLABrit's ubiquitous tote
UMBRELLAProtection from the rain